Stocks / PLTR
What If You Had Invested in Palantir 6 Years Ago?
Palantir Technologies Inc. (PLTR) with real monthly prices, dividends reinvested, through November 2026.
PLTR $154.99 ▼ -9.73% last close, Nov 05, 2026
If you had invested $1,000 in PLTR in November 2020, today it would be worth
$5,717
Same $1,000 in the S&P 500 (SPY): $2,195
If you had put $500 a month into PLTR since November 2020, your $36,500 would be worth today
$269,153
Same plan in the S&P 500 (SPY): $56,490
More options in the What If calculator.
PLTR live price chart
PLTR returns by period
| Period | Total return | Per year | $1,000 became | SPY per year |
|---|---|---|---|---|
| 1 year | -8.0% | -8.0% | $920 | +8.4% |
| 3 years | +673.0% | +97.7% | $7,730 | +18.5% |
| 5 years | +650.6% | +49.7% | $7,506 | +11.5% |
| Since 2020 | +1531.5% | +57.3% | $16,315 | — |
PLTR year by year
Best full year: 2024 (+340.5%). Worst: 2022 (-64.7%).
| Year | PLTR | SPY | What happened |
|---|---|---|---|
| 2026 (so far) | -12.8% | +8.3% | |
| 2025 | +135.0% | +17.7% | |
| 2024 | +340.5% | +24.9% | Strong AI-driven growth and its addition to the S&P 500 sent the stock up about 340%. |
| 2023 | +167.4% | +26.2% | |
| 2022 | -64.7% | -18.2% | Rising rates hit high-valuation software stocks and Palantir fell about two thirds. |
| 2021 | -22.7% | +28.7% |
PLTR: all at once or every month?
Take $12,000: all of it on day one, or $1,000 a month for a year. Across every starting month since 2020 (63 of them), the lump sum was ahead after 12 months in 37 (59%). The lump sum won more often than not, but not by much: big swings meant the start month mattered a lot. The best case for monthly investing was a start in October 2021, when it finished the year 125% ahead.
Worst drop
PLTR's worst fall in this history was -81.8%, a near wipe-out, from January 2021 to December 2022. Getting back to the old high took until September 2024: 21 months from the bottom and 3.7 years from the peak. $1,000 invested at that peak shrank to about $182 at the low.
About Palantir
| Company | Palantir Technologies Inc. |
| Listed | September 2020 (NYSE; Nasdaq since 2024) |
| Sector | Technology (software) |
| Dividend | None |
Palantir builds data-analysis software for governments, militaries and large companies. Its newer AI platform for businesses has driven fast growth in commercial sales.
Palantir listed directly on the NYSE in September 2020 without a traditional IPO and moved to the Nasdaq in November 2024. Its stock fell more than 80% from its early-2021 peak by late 2022, then rose many times over as AI demand took off and it joined the S&P 500 in 2024.
With such a short history, Palantir's what-if results depend enormously on the exact start month.
Questions about PLTR
How much would $10,000 invested in PLTR 5 years ago be worth today?
About $75,056 with dividends reinvested, invested at the November 2021 close: 650.6% in total, or 49.7% a year.
Does PLTR pay a dividend?
No. PLTR has never paid a dividend, so all of its return is the price.
Did PLTR beat the S&P 500?
Yes. Over the last 5 years it was ahead by 38.2 percentage points a year: +49.7% a year for PLTR against +11.5% for SPY, dividends reinvested. It also fell harder at its worst (-81.8% against -23.9% for SPY over the same history).