ETFs / IVV

What If You Had Invested in IVV 10 Years Ago?

iShares Core S&P 500 ETF (IVV) with real monthly prices, dividends reinvested, through November 2026.

By kkun · Updated November 5, 2026

IVV $736.21 ▼ -4.41% last close, Nov 05, 2026

$1,000 onceNovember 2016

If you had invested $1,000 in IVV in November 2016, today it would be worth

$3,920

Same $1,000 in QQQ: $5,893

$500 every monthNovember 2016 →

If you had put $500 a month into IVV since November 2016, your $60,500 would be worth today

$129,365

Same plan in QQQ: $153,941

Try your own numbersIVV
$

IVV QQQ Growth of $1,000

More options in the What If calculator.

IVV live price chart

IVV returns by period

PeriodTotal returnPer year$1,000 becameQQQ per year
Sep 15, 2026$2.2030+10.4%
Jun 15, 2026$1.9960+11.9%
Mar 17, 2026$1.7840-26.1%
Dec 16, 2025$2.4140+21.0%
Sep 16, 2025$1.9950+6.9%
Jun 16, 2025$1.8670+5.8%
Mar 18, 2025$1.7650-17.3%
Dec 17, 2024$2.1340-4.5%
Sep 25, 2024$2.2350+38.7%
Jun 11, 2024$1.6110-3.2%
Mar 21, 2024$1.6650-13.5%
Dec 20, 2023$1.9250—

IVV year by year

Best full year: 2013 (+32.3%). Worst: 2008 (-37.0%).

YearIVVQQQWhat happened
2026 (so far)+8.4%+5.7%
2025+17.8%+20.8%
2024+24.9%+25.6%
2023+26.3%+54.9%
2022-18.2%-32.6%The Federal Reserve raised rates at the fastest pace in decades to fight inflation, and stocks and bonds fell together.
2021+28.8%+27.4%
2020+18.4%+48.4%The COVID crash in February and March was one of the fastest falls on record, and the rebound by year end was just as fast.
2019+31.3%+39.0%
2018-4.5%-0.1%
2017+21.8%+32.7%
2016+11.5%+7.1%
2015+1.3%+9.4%
2014+13.6%+19.2%
2013+32.3%+36.6%
2012+16.1%+18.1%
2011+1.9%+3.5%
2010+15.1%+20.1%
2009+26.6%+54.7%
2008-37.0%-41.7%The global financial crisis. Bank failures and a deep recession made this one of the worst years for stocks since the 1930s.
2007+5.3%+19.0%

IVV: all at once or every month?

Take $12,000: all of it on day one, or $1,000 a month for a year. Across every starting month since 2000 (307 of them), the lump sum was ahead after 12 months in 233 (76%). The lump sum usually won, but roughly one start in 4 favored spreading it out. The best case for monthly investing was a start in May 2008, when it finished the year 40% ahead.

Worst drop

IVV's worst fall in this history was -50.8%, a loss of more than half, from October 2007 to February 2009. Getting back to the old high took until March 2012: 37 months from the bottom and 4.4 years from the peak. $1,000 invested at that peak shrank to about $492 at the low.

IVV dividends

IVV paid $8.40 per share over the last 12 months, quarterly. At $736.21 that is 1.14%, a small yield; nearly all of the return has come from the price. From 2020 to 2025 the yearly payout grew +6.4% a year, steadily. The yearly total fell in 2016, 2020, 2021. Fund payouts move around with what the holdings pay, so a lower year is not a cut in the usual sense.

YearDividends / shareChangeYield
2025$8.04+5.2%1.17%
2024$7.64+10.8%1.30%
2023$6.90+7.9%1.44%
2022$6.39+11.6%1.66%
2021$5.73-3.1%1.20%
2020$5.91-8.1%1.57%
2019$6.43+15.8%1.99%
2018$5.55+18.0%2.21%
2017$4.71+38.2%1.75%
2016$3.41-26.6%1.51%

Yield = each year’s dividends divided by the price at the end of the year.

IVV dividend history: last 12 payments

Ex-dividend dateAmountChange
Sep 15, 2026$2.2030+10.4%
Jun 15, 2026$1.9960+11.9%
Mar 17, 2026$1.7840-26.1%
Dec 16, 2025$2.4140+21.0%
Sep 16, 2025$1.9950+6.9%
Jun 16, 2025$1.8670+5.8%
Mar 18, 2025$1.7650-17.3%
Dec 17, 2024$2.1340-4.5%
Sep 25, 2024$2.2350+38.7%
Jun 11, 2024$1.6110-3.2%
Mar 21, 2024$1.6650-13.5%
Dec 20, 2023$1.9250—

About IVV

IssuerBlackRock (iShares)
LaunchedMay 2000
TracksS&P 500
Expense ratio0.03%
HoldingsAbout 500 large U.S. companies

Fund details as of 2025. Check the issuer for the current expense ratio and holdings.

IVV is BlackRock's S&P 500 fund. It holds the same 500 companies as VOO and SPY and charges the same low fee as VOO, so the choice between IVV and VOO usually comes down to which broker or fund family you already use.

IVV's history goes back to 2000, a decade longer than VOO's, so it shows how an S&P 500 fund did through the dot-com crash and the 2008 crisis.

IVV, VOO or SPY?

All three hold the S&P 500, so over any long period their returns differ by a few hundredths of a percent a year, mostly the fee. IVV and VOO both charge 0.03%; SPY charges about three times that. The practical difference is where you hold them: some brokers reward using their own family of funds, and in some retirement plans only one of them is offered. IVV's extra decade of history compared with VOO is why this page can show the 2000 to 2002 crash and 2008 for an ultra-low-cost S&P 500 fund.

Questions about IVV

How much would $10,000 invested in IVV 20 years ago be worth today?

About $75,474 with dividends reinvested, invested at the November 2006 close: 654.7% in total, or 10.6% a year.

When does IVV pay dividends?

In the last 12 months the payments went out in March, June, September and December, $8.40 per share in total.

Did IVV beat QQQ?

No. Over the last 20 years it trailed by 4.6 percentage points a year: +10.6% a year for IVV against +15.3% for QQQ, dividends reinvested. Its worst fall was milder than QQQ's over the same history (-50.8% against -79.6%).

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